Nora Hana is the Senior Editor at Stereng. She covers Malaysian car finance (hire purchase, conventional and Islamic), JPJ road tax and licensing, fuel consumption, and total cost of ownership across the full Malaysian car market: Perodua, Proton, the major Japanese, Korean, Chinese, and European brands, and the luxury segment.
How she researches
Every figure on Stereng comes from a primary source, not aggregated repackaging:
| Topic | Primary source |
|---|---|
| Car loan rates | Bank rate cards (Affin, Maybank, Public Bank, Hong Leong, CIMB, RHB), Bank Negara Malaysia OPR signals |
| Hire purchase rules | Hire Purchase Act 1967, BNM Debt Service Ratio guidelines |
| Road tax | JPJ progressive tariff tables, Road Transport Act 1987, MyJPJ schedule |
| OTR pricing | Manufacturer dealer lists (Bermaz, Sime Darby Motors, UMW Toyota, Honda Malaysia, Perodua, Proton) |
| EV incentives | National Automotive Policy, Ministry of Finance budget announcements |
| Insurance premiums | PIAM tariff schedule, Etiqa / Allianz / Tokio Marine quote samples |
Every page on Stereng carries a last verified date in the byline. When a bank changes its rate card, when JPJ updates a road tax bracket, or when a model's OTR shifts after a budget announcement, the affected pages are re-verified within 14 days.
What she does not do
Stereng has no commercial relationship with car dealers, banks, or insurance providers. Nora Hana has not received a press car, a sponsored test drive, or a referral commission from any party in this market. The site does not run affiliate links to bank applications or dealer enquiry forms.
Topics she covers
Most-read pieces by Nora Hana on Stereng:
- Mazda Car Loan Calculator Malaysia: full lineup, bank-by-bank rate comparison, CKD vs CBU pricing dynamics
- BYD Car Loan Calculator Malaysia: EV green-financing at 2.85% flat, how the EV CBU duty exemption end affected May 2026 prices
- Jaecoo Car Loan Calculator Malaysia: Omoda Jaecoo Malaysia (DRB-HICOM × Chery JV), J7 SHS hybrid green-financing
- Road Tax in Malaysia: JPJ progressive scale, the 2026 EV kW-based schedule, regional differences
- Car Price in Malaysia: OTR decomposition, CKD vs CBU, Bumiputra discount rules
- Car Loan Calculator Malaysia: flat-rate hire purchase formula, BNM DSR rule, conventional vs Islamic financing
How to reach her
Spotted an outdated rate, a JPJ bracket that has changed, or a price that is wrong on a brand page? Send the correction with a link to the source. The corrections page is in development; until then, the editorial team monitors flags via the contact page.
Nora Hana writes under her professional alias for personal privacy reasons common to women working in Malaysian motoring journalism. The same person verifies, writes, and signs every piece bearing the byline.