Car Loan Calculator / Infiniti

Infiniti Car Loan Calculator Malaysia 2026: Used Q50, Q60, QX55 Monthly Payment (Brand Exited)

Last updated · Rates current as of Bank Negara MPC
In short

Infiniti new car sales have ended in Malaysia. Per Infiniti Malaysia's official site, new vehicle sales have come to an end with only legacy stock remaining. Inspired Motor (Tan Chong JV) handles aftersales only. Indicative monthly payments for legacy stock or used cars at 10% down, 7-year tenure, 3.0% flat rate: Q50 from RM 1,945/month; used QX55 from RM 2,853/month. Q50 RM 226,267, QX55 around RM 220,000.

Monthly payment
RM 2,933
Total payable RM 246,405 Total interest RM 42,764

Flat-rate hire-purchase formula (Malaysian standard). Rates current as of May 2026; verify with your bank.

Should you buy?

Yes, if

  • Used Japanese luxury sedan enthusiast

    Used Q50 V37 at RM 1,945/mo offers VR30DETT 3.0L twin-turbo V6 character at one-third the BMW M340i monthly, with Inspired Motor aftersales support

  • Used luxury crossover buyer wanting Japanese alternative to German trio

    Used QX55 at RM 2,853/mo offers premium crossover styling with Nissan-derived reliability and Inspired Motor service backing

Not if

  • Buyer wanting confirmed new-car warranty and dealer growth

    Infiniti has discontinued new sales in Malaysia; future parts and warranty depend solely on Inspired Motor's aftersales commitment. Consider Lexus IS or Toyota Camry for confirmed new luxury sedan

    Consider Lexus instead →

Monthly payments by variant

At 10% down, 7-year tenure, 3% flat rate. Tap a row to load it into the calculator.

VariantPrice (RM)Monthly (RM)
Q50 (legacy stock)226,2672,933
Q50 Sport (legacy stock)260,2293,374
Used Q60200,0002,593
Used QX55220,0002,852
Used QX80380,0004,926

True monthly ownership cost

Loan instalmentRM 1,945 – RM 3,372
Insurance (monthly average)RM 380 – RM 720
FuelRM 380 – RM 720
MaintenanceRM 180 – RM 380
Total monthlyRM 2,885 – RM 5,192
Assumptions used
  • Used-market reference pricing; Infiniti new sales ended in Malaysia
  • 10% down for transparency (typical real terms 15 to 25% down)
  • 7-year flat-rate hire purchase at 3.0% (used cars often charged 3.30 to 3.80%)
  • Comprehensive insurance, NCD 0%
  • Aftersales via Inspired Motor (Tan Chong JV); no new-car retail
Estimated resale value
3-year38-48% of OTR (brand exit penalty)
5-year26-34% of OTR

An Infiniti car loan calculator is a digital financial tool that helps potential buyers estimate monthly installments, total loan costs, and affordability for Infiniti vehicles in Malaysia. It calculates repayments based on the car price, down payment, loan tenure, and interest rate.

How Does an Infiniti Car Loan Calculator Work in Malaysia?

The Infiniti car loan calculator requires inputs such as the vehicle price, down payment percentage, loan tenure (up to 9 years), and interest rate (typically 2.85%–3.4% for Malaysian banks). For example, a RM 226,267 Infiniti Q50 with a 10% down payment and 3% interest over 7 years results in a monthly installment of approximately RM 2,350.

What Factors Affect Infiniti Car Loan Calculations?

Key factors include the car price (new or used), down payment (minimum 10% for new, 20% for used cars), loan tenure (up to 9 years), and interest rates (bank-dependent). For instance, a higher down payment reduces monthly installments, while longer tenures increase total interest paid.

Which Banks Offer the Best Infiniti Car Loan Rates in Malaysia?

Public Bank, CIMB, and Maybank are among the top lenders, with rates ranging from 2.85% to 3.4%. For example, CIMB offers 2.85% p.a., while Maybank charges 3.4% p.a. Loan approval depends on credit score, income, and the car’s market value.

What Are the Steps to Use an Infiniti Car Loan Calculator?

Users must enter the car price (e.g., RM 291,362 for an Infiniti Q60), down payment (e.g., RM 29,136 for 10%), loan period (e.g., 7 years), and interest rate (e.g., 3%). The calculator then displays the monthly payment and total loan cost.

Can You Get an Infiniti Car Loan with Poor Credit in Malaysia?

Loan approval is harder with a low credit score, but some banks may offer higher interest rates. A credit score below 600 often leads to rejection or stricter terms. Proof of stable income and a larger down payment can improve chances.

What Are Common Mistakes When Using an Infiniti Car Loan Calculator?

Errors include underestimating insurance costs, road tax, and processing fees. For example, comprehensive insurance for an Infiniti Q50 may add RM 5,000 annually. Always verify bank rates, as calculators provide estimates only.

Where Can You Find an Infiniti Car Loan Calculator in Malaysia?

Tools are available on platforms like WapCar, CarBase.my, and Zigwheels. Dealerships and bank websites (e.g., CIMB, Maybank) also provide calculators. Cross-check results with multiple sources for accuracy.

How Does Loan Tenure Impact Infiniti Car Loan Repayments?

A shorter tenure (e.g., 5 years) increases monthly payments but reduces total interest. A 9-year loan lowers monthly installments but adds RM 20,000–RM 30,000 in interest for a RM 200,000 loan.

What Additional Costs Should You Consider Beyond the Loan Calculator?

Include road tax (e.g., RM 375/year for a 2.0L Infiniti), insurance, and maintenance. For luxury models like the QX80, annual servicing may cost RM 2,000–RM 4,000.

Frequently asked questions

Can I still buy a new Infiniti in Malaysia?
Sales of new Infiniti vehicles have come to an end in Malaysia per the official Infiniti Malaysia website. Only legacy stock at Inspired Motor (Tan Chong JV) remains. Inspired Motor focuses on aftersales support for existing Infiniti owners. Used Q50, Q60, QX55, and QX80 are the practical options for new Infiniti buyers.
What is the down payment for a used Infiniti in Malaysia?
Used Infiniti hire purchase typically requires 15 to 25% down payment. A used Q50 at RM 150,000 commonly needs 20% down (RM 30,000) with 5 to 7 year tenure at 3.30 to 3.80% flat rate. Aftersales support via Inspired Motor reassures banks on parts supply, allowing slightly better terms than fully discontinued brands.
Which bank offers the lowest used Infiniti car loan interest rate?
Public Bank typically leads at 3.20 to 3.50% flat rate for used Infiniti. Affin Bank quotes 3.30 to 3.60%, Maybank starts near 3.40%, Hong Leong sits 3.40 to 3.80%. Used-market rates for legacy Japanese luxury brands run 30 to 60 bps above current new-car rates.
What is the maximum used Infiniti car loan tenure in Malaysia?
Used Infiniti loans cap at 5 to 7 years depending on vehicle age. Loan tenure plus vehicle age usually cannot exceed 10 years per Bank Negara Malaysia rules. For a 6-year-old Q50, expect 4-year max tenure.
How much is a used Infiniti Q50 monthly payment Malaysia?
About RM 1,945 per month at 10% down, 7-year tenure, 3.0% flat rate against the RM 150,000 reference price for a 4-year-old Q50 V37 with 50,000 km. Real used-market deals typically need 20% down at 3.30 to 3.80% flat rate, pushing monthly closer to RM 2,200 on the same chassis.

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